North Carolinians have access to the nation’s third-highest interest rates on short-term CDs and savings accounts. However, the interest rates remain so low as to remain almost negligible, and obtaining the rates would require Triad consumers to go outside their local market, except for members of the State Employees’ Credit Union.
According to GoBankingRates.com, the average interest rate for a six-month certificate of deposit in North Carolina is a 0.42 percent average per year. The national average is 0.31 percent. The interest rates were as of Dec. 31.